Optional Coverages

Your business is unique and so are your insurance needs. For additional coverage, consider the following optional coverages:

  • Transportation expenses (collision) - covers transportation costs if your auto becomes disabled due to a collision.
  • Transportation expenses (comprehensive) - covers transportation costs if your auto becomes disabled due to a comprehensive loss.
  • Road Service - covers reasonable towing and labor costs for a disabled auto or light truck (under 10,000 lbs. GVW).
  • Loss of use (income protection) - covers loss of income either by business interruption loss caused by a comprehensive or collision loss to your vehicle.
  • Auto, death, specific injury and total disability income benefits - provides coverages if named person dies or becomes disabled as a result of an auto accident (total disability income benefits are not available in DC, NY or PA).
  • Physical damage insurance for hired, rented, borrowed autos - provides comprehensive and/or collision coverages for hired or borrowed auto used in your business.
  • Trailer interchange agreement – provides coverage for your legal liability assumed under a Trailer Interchange Agreement.
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