Wednesday, September 16, 2020Most drivers know that how they drive can affect how much they pay for car insurance, but few know the breakdown of how much an accident or DUI can influence their rates. Driving defensively isn’t recommended only because it helps keep you and other drivers safe, although that is critical. READ MORE >>
Friday, August 28, 2020 Every driver needs car insurance of various shapes and sizes. If a business is the owner, then they will likely need commercial auto insurance. However, someone who drives a car they personally own might also need this coverage, too. Here’s what you need to know when you need to insure a personal car under a commercial auto policy. READ MORE >>
Friday, July 17, 2020About 66% of Ohio’s 5.2 million homes are owner-occupied, meaning that the person who owns the home lives in it. Usually, when you mortgage a home, you must buy homeowners insurance on the property. It’s there to help you avoid the expenses that might come as a result of unexpected problems in the home. READ MORE >>
Tuesday, July 7, 2020Workers compensation las and requirements vary per state. Some states require insurance no matter who many employees a business has, while unique states like Texas don’t require workers compensation at all. In Ohio, businesses must offer workers compensation if they employee three or more workers. READ MORE >>
Thursday, March 26, 2020There are a lot of misunderstandings about homeowners insurance. Despite popular belief, most states don’t actually require homeowners insurance, including Ohio. Instead, it’s actually mortgage lenders who require homeowners to carry insurance. READ MORE >>
Wednesday, February 26, 2020Did you know that the average cost for a new car is up as of 2018? According to Kelley Blue Book, the average cost of a full-size SUV is over $62,000. That’s a significant purchase price. What you may not realize is that the value of that vehicle may fall significantly in the first 12 to 18 months of ownership. READ MORE >>
Tuesday, February 25, 2020The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time.
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Thursday, February 20, 2020One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make.
Here are a few quick fixes that can help you pay lower premiums:
Tear down old structures on your property. READ MORE >>
Tuesday, February 18, 2020Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. READ MORE >>
Thursday, February 13, 2020What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you with adequate protection. READ MORE >>