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Comprehensive Crime Insurance Solutions for Your Business

Protecting Businesses in Ohio with Parson Insurance Agency
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Parson Insurance Agency/ crime insurance

Crime Insurance Provided By Parson Insurance Agency

Your business encounters numerous risks, from theft and vandalism to social engineering and employee fraud. To ensure maximum protection, it’s crucial to have an insurance solution that is both comprehensive and adaptable. Contact us to learn more about commercial crime insurance tailored for businesses in Ohio.

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Theft by Non-employees
Theft by Employees
Employee dishonesty 
Computer fraud

Theft by non-employees coverage

Risk Factors

If money or assets are stolen from your premises or seem to disappear without a trace, your company could suffer a loss.


A crime insurance policy can offer protection for the same. Often, crime insurance also covers damage to your building or property that occurred as a result of the theft.

Embezzlement & theft by employees coverage

Risk Factors

Embezzlement can take many forms, from a cashier taking money from a register to an employee doctoring payroll and issuing pay cheques to staff members who don’t exist.


A crime insurance policy can also protect your company against embezzlement or theft by employees.

Employee dishonesty

Risk Factors

Employee dishonesty is a broad category that can include crimes such as forging checks or executives’ signatures or creating fake vendors and false invoices.


A crime insurance policy can protect your company against any kind of covered employee dishonesty.

Forgery coverage

Risk Factors

The business would suffer a great loss if someone forges your company’s checks or writes out fake promissory notes.


A crime insurance policy will cover any such associated losses. The policy might also cover the cost of legal fees if you need to go to court due to the forgery.

Computer fraud coverage

Risk Factors

Computer fraud can take many forms, such as someone impersonating a member of your executive team online or someone sending money from one bank account to another fraudulently using a computer or the internet.


A crime insurance policy can protect your company against any kind of covered computer fraud.

What is Crime Insurance?

Often referred to as commercial crime insurance, business crime insurance is a specific type of coverage meant to shield businesses against financial damages from crimes involving their operations. This includes protection against fraud, embezzlement, forgery, misrepresentation, robbery, theft, and other crimes that could impact your business. Coverage extends to cash, assets, merchandise, or other property damage, ensuring your company in Ohio remains secure.

What Does Crime Insurance Cover?

Standard commercial property insurance often excludes crime-related losses. Here’s what commercial crime insurance from Parson Insurance Agency in Ohio typically includes:

  • Employee Dishonesty Coverage: Protection against fraudulent acts by employees.
  • Forgery or Alteration Coverage: Safeguards against forgery of checks or documents.
  • Theft of Money and Securities Coverage: Covers loss of money and securities due to theft.
  • Burglary or Robbery Coverage: Protection against burglary or robbery.
  • Computer Fraud Coverage: Covers losses due to computer fraud.

Why is Crime Insurance Important?

Commercial crime insurance protects your business assets from losses caused by employee and third-party dishonesty, theft, or fraud. This coverage applies to all offenders, including full-time employees, interns, consultants, or independent contractors. By securing a crime insurance policy from Parson Insurance Agency in Ohio, you mitigate risks associated with crimes such as theft, fraud, forgery, and more.

Predicting crime or wrongful acts is impossible, but being prepared for potential losses is vital. Insurance offers the security of being prepared for unforeseen incidents related to health, home, vehicle, and business crimes. These offenses can result in significant financial losses from counterfeiting to theft to hacking. Therefore, a Crime Insurance Policy from Parson Insurance Agency safeguards your financial interests in Ohio, protecting your business from various criminal activities.

Contact us today for more information on how Parson Insurance Agency can provide your business in Ohio with comprehensive crime insurance.

Already have Crime Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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